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16 Jul 2019
Movement for change
View - 102
Why is HDB a mess and how can it be fixed

I have described the HDB as a mess. Let me explain why it is a mess and how it can be fixed. HDB is a mess for the following reasons: a) It is now costly and takes a large portion of the earnings of working people. b) It has many complicated rules on eligibility, pricing, access to grants and use of CPF savings. Most owners do not understand the rules and have to reply on the staff of HDB or the property agents to advise them. c) A......



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14 Jul 2019
Movement for change
Suggestion View - 101
Do not make a useless motherhood statement

I posted a feedback about a Singaporean who arranged to attend an interview to work in a hawker stall but did not turn up. He did not inform the hawker to cancel the appointment. The pay was quite good. I asked - does this reflect a common problem faced by employers? Is this why they prefer foreigners? I received a comment that contains a motherhood statement - one swallow does not make a summer. This is what I call a "useless comment". It will be useful if the comm......



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13 Jul 2019
Movement for change
Suggestion View - 157
Develop your character and be confident of your own views

I wish to share this observation about a young person, who probably reflects behavior of many young people in Singapore. This person passes a rude comment in my Page. I clicked on his link to see his profile. He made a post in his profile to express an opinion on another issue and ended it with this message - This is just my opinion. Don't bash me if you do not agree. I wondered - why is he so afraid ......



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11 Jul 2019
Movement for change
Suggestion View - 178
Exempt essential products from GST

Many people are prepared to continue with GST, but they like essential products to be exempted. This is not as easy as it appears. What are the essential products? I suspect that they like these products to be exempted from GST. a) food, milk, etc b) medicine and medical expenses c) school books and other school expenses d) public transport e) utilities, such as water, electricity, gas Maybe there are other catego......



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09 Jul 2019
Movement for change
Suggestion View - 179
Give some value to a HDB flat when the lease has expired

I have a discussion with a friend about the HDB mess. He said that the people who bought expensive HDB flats in the last 30 years paid too much and they will see their investment have no value at the end of the lease. We agreed on this point. But we disagreed on the alternative approach. I suggested that the government should allow the lease to be renewed for 10 years at a modest premium.br data-text......



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09 Jul 2019
Movement for change
Suggestion View - 48
Respect the privacy

A newspaper in the UK published leaked documents about the remarks made by the ambassador to the US on the situation with the Trump administration. It was the duty of the ambassador to give a candid assessment. He did it in confidential documents to the UK government.  The publication of the leaked document caused a diplomatic row between the UK and US government.  I consider it to be wrong for the newspaper to publish what is obviously a co......



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08 Jul 2019
Movement for change
Suggestion View - 194
How do you expect your changes to be implemented?

Someone asked me - Mr. Tan, you have made many suggestions to change many government policies and strategies. How do you expect to get these changes implemented, if you do not become the prime minister? Frankly, you chance of being PM is quite low, isn't it? Here is my reply. I cannot do much on my own, except to share my ideas and the changes that should be done to address the challenges faced by the people in Singapore.  If we want to see chang......



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08 Jul 2019
Movement for change
Suggestion View - 169
Lessons from the Woodlands double murder

If the accused had gambled in the integrated resorts, many people would use it as a reason to blame the government for the tragedy of the double murder. He did not. So, the government did not get the blame. But he did gambled in other conventional ways. I do not want to blame the government for allowing this tragedy to happen.  However, I like to point out that this tragedy highlights the weakness in our support system.  Let me share my view......



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03 Jul 2019
Movement for change
Feedback View - 182
Helping families to deal with financial stress

You must have read the story of the double murder in Woodlands. The father suffered a severe drop in his income as a property agent and incurred a huge gambling debt. He killed his pregnant wife and young daughter. What could be done to deal with this kind of problem? Clearly, the family needed help to deal with the financial crisis and mental health. Here are some steps that could be taken: a) The father should seek medical help to dea......



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02 Jul 2019
Movement for change
Suggestion View - 125
State our grievance clearly

We should state our grievance clearly. We should not vent our anger on the wrong issue or against the wrong people. Let me quote this example. There is a big protest in Hong Kong against the extradition law. Most of the protestors are young people who are not affected directly by the extradition law, but are unhappy with the high cost of housing and the lack of social mobility.  They should not vent their anger against the government on the extradition law. The......



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01 Jul 2019
Movement for change
Suggestion View - 89
Listening to customers

When I was running an insurance company, I got my staff to adopt the 3 level escalation approach. The staff at the first level answered the questions posed by the customers. If the customer did not accept our answer or practice, the staff escalated the issue to the manager. The manager talked to the customer and tried to find a solution. If this was not possible, the ma......



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01 Jul 2019
Movement for change
Suggestion View - 142
Change to Internal Security Act

The government's view is that they need the Internal Security Act to deal with criminals and terrorists, as it may be difficult to provide sufficient evidence to convince the court of their harmful activities. I accept the position of the government that they need a separate law to deal with this matter. However, many people believe that the current law has been abused by the government to put political dissidents and opponents under long detention, when they do not......



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01 Jul 2019
Movement for change
Suggestion View - 308
How an innovation panel can help to make changes

I have suggested the formation of an innovation panel to be the catalyst for change in Singapore. Let me explain the need for this panel and how it can carry out its work. There are so many things that are wrong in Singapore and have been unattended for decades. The citizens have brought them up many times in the past. Nothing gets done.  Most of these issues were sent by letter to the relevant ministry or published ......



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30 Jun 2019
Movement for change
Feedback View - 357
Basic thinking skills to educate the electorate

I share this contribution by an anonymous person. I suspect that he wants the electorate to be thinking and not fooled by the PAP. 1.Ad Hominem attack eg Chiam See Tong's 'O' Level results: "6 credits, one pass" This is an example of an ad hominem attack. It has no relevance on the character of Chiam See Tong. Nor does it correlate it any way to Chiam See Tong's sincerity and desire to serve Singaporeans ......



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30 Jun 2019
Movement for change
Suggestion View - 166
Improve signs in Singapore

The signs in Singapore are helpful in some ways but there are too many instances where they are not helpful and poorly located.  I observe the following problems in putting up the signs: a) The planners do not adopt a consistent approach in placing the signs in the expected locations. b) Some of the signs are hidden due to the focus on advertising revenue. To have better directional signs, I suggest th......



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30 Jun 2019
Movement for change
Suggestion View - 427
Share the walkway with cyclists and PMD users

I was walking on the pathway.  There was a bicycling ring behind me. I walked to one side. A cyclist rode by and said, "thank you". I do not mind sharing the path with cyclist and PMD users, provided that they move slowly and give signal.  I do not want them to use the road. It can be dangerous for them. The cars drive too fast. I do not agree with pedestrians who ask for cyclists and PMD users to......



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30 Jun 2019
Movement for change
Suggestion View - 312
How can Singapore survive in the post-globalization world?

After attending the G20 meeting in Osaka, PM Lee said that the world leaders did not make much progress on the challenges facing the world - on climate change, trade, economic growth.  My comment is - That's right. We are entering into a post-globalization world. Where will that leave Singapore? We need a new strategy to survive. Can the PAP find the solution? I don't think so.  PM Lee should......



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29 Jun 2019
Movement for change
Suggestion View - 298
Improving the political environment

When can be done about improving the political environment in Singapore, if a new government comes into power? I suggest the following measures: a) MPs should be full time and more parliamentary sessions should be held to discuss laws and to question the government on their policies  b) Ministers should relinquish their positions as MPs and be allowed to appoint another person to take over their seats. ......



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29 Jun 2019
Movement for change
Suggestion View - 135
Tariffs and disruption to supply chains

A major impact of tariffs is the disruption to the supply lines.  What can be done in the future to stop this harmful effect of tariffs? I suggest the following measures: a) Manufacturers should seek to locate the supply of components in the country of production. While this may add to the cost of the products, due to the smaller scale of production, it will be offset to some extent by the reduced transport cost. It ......



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26 Jun 2019
Movement for change
Suggestion View - 135
Allow workers to opt out of contributing to CPF

The current regulation on CPF forces workers to buy a HDB flat or private property. This cause the property prices to escalate to a high level.  Is there a better approach?  I suggest that workers be allowed to opt out of contributing to CPF. Employers will still be required to contribute to CPF (the current rate is 19% of wages). What is the impact of this change? If workers can opt out, they can......



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26 Jun 2019
Movement for change
Suggestion View - 80
Restore court review of ISA detention

I searched the Internet for an answer to this question - can a person detained under the Internal Security Act apply for his or her detention to be reviewed by the court? The answer is - No. It is disappointing. The law only requires the president to be satisfied that the detainee is a security threat. Hey, I recall that the......



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25 Jun 2019
Movement for change
Feedback View - 200
What's wrong with "the FT policy"

Someone asked to comment on the govt "FT policy". I do not know what he meant by the "FT policy".  I suppose he wants my opinion about the govt's approach to allowing foreign workers to work in Singapore. What is the current approach? a) The employer submits a request to the govt to issue a work pass to a foreign worker to be recruited and provides the relevant documents. b) If the employer has a quota......



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25 Jun 2019
Movement for change
Suggestion View - 379
Making changes in Singapore

Someone asked me -  I have read your suggestions on the many things that are wrong in Singapore and need to be changed. Some of your suggestions will take a long time to be implemented and some may not work at all. If you are in charge, what can you really do? Here is my reply. I will implement the changes that have the least disruption and create the most impact. Here are the changes that I will make quite urgently.  ......



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23 Jun 2019
Movement for change
Suggestion View - 170
A better network of buses

Here is my suggestion on creating a better network of buses to complement the MRT system.  a) Singapore will be divided into 10 to 15 towns, e.g. Ang Mo Kio, Bedok, Tampines, Jurong East, Jurong West, etc. Each town can also cover the nearby private housing estate. b) 3 to 5 feeder services will serve each town and bring the residents to the bus interchange or MRT stations. It is possible to get from one part of the town to an......



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23 Jun 2019
Movement for change
Suggestion View - 239
Allow members to take out CPF savings at 55

I suggested that CPF members be allowed to take out all of their savings at 55.  This suggestion has the support of about 86% of respondents to a poll. The other 16% were worried that some of the members will spend away all of their savings and have to rely on welfare from the state. Roughly, one in six has misgivings about this idea. I believe that most people will take a sensible approach when they are allowed to take out their s......



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23 Jun 2019
Movement for change
Suggestion View - 60
Create jobs as mentors

As the economy changes in the future, many existing jobs will be replaced by automation and higher productivity. We need to create new jobs to allow people to be usefully employed and to improve the quality of life for the population at large. What are these new jobs? There will a big demand for mentors to guide people in their daily lives. A mentor is an experienced and trusted advisers. Here are the areas......



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23 Jun 2019
Movement for change
Suggestion View - 100
Deal with the problem of youth unemployment

Youth unemployment is a big problem in many countries.  From Google: Youth are approximately three times more likely to be unemployed than adults (2.7). The International Labor Organization (ILO) estimates that the global youth unemployment rate is expected to reach 13.1% in 2016 (71 million young people) and remain at that level through to 2017 (up from 12.9% in 2015). Singapore is also facing this problem,......



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23 Jun 2019
Movement for change
Feedback View - 68
Young people are passionate about the environment

The young people around the world are worried about the environment. I first observed this in the campaign by Bernie Sanders in 2016. He was able to attract many young people to support his campaign as he talked about the environment and climate change. The young people in Singapore are also passionate about this issue. Recently, I posted a simple message about no......



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23 Jun 2019
Movement for change
Feedback View - 133
Working in the gig economy

Many people have the opinion that driving a private hire car or deliver food is a job of last resort. Older people who lost their jobs or young people who cannot find a job are forced to take up these jobs because they have to make a living. We need to change this mindset. These jobs are good jobs. They provide flexibility and the opportunity for the operators to earn more by working harder. The service is in high demand by end customer......



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21 Jun 2019
Movement for change
Suggestion View - 74
Express your view respectfully, objectively and without being personal

It is possible to express a view respectfully, objectively and without being personal. I do it all the time.  You can just state your views and give your reasons. You do not need to criticize another person's view, even if you disagree with it. You should not pass personal remarks about the other person that you disagree with. Over the past decades, I observed that many people tend to be judgmental, i.e. they judge the view of......



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